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For example, a four-year, $30,000 boat loan with an annual percentage rate of 15% will have monthly payments of $835 and cost $10,076 in interest. The same loan with an eight-year repayment term ...

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The average interest rates on business bank loans range from 6.13% to 12.36%, according to the most recent data from the Federal Reserve. To qualify for one of these small-business loans, however ...

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Cons. Can be expensive. Short-term business loans typically have higher interest rates and fees compared with long-term loans. Business bank loans, for example, have annual percentage rates that ...

P = the principal amount. i = your monthly interest rate. Your lender likely lists interest rates as an annual figure, so you'll need to divide by 12, for each month of the year. So, if your ...

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